These cash advance are usually added directly to your bank account within minutes after applying. Sometimes they do take hours depending on which service is being used. Different services have different fees and different limits. Some of them will give you up to 60% of your average paycheck as a loan! The loans are normally within $200 and $2500 limit. Applying for a payday loan is a great way to get some cash when required; to pay off a house, a car and so on.